Credit Union Core Banking Modernization & Data Engineering

Symitar consulting, PowerOn development, and process automation for credit unions.

Manual workflows automated. Typical 80%+ reduction in processing time.

The Expertise Behind the Automation

I'm Simeon Ngalamou — a Systems Analyst at a Jack Henry Symitar credit union, where I built the data and analytics infrastructure from the ground up as the sole data specialist. Production work spans PowerOn development and specfile auditing, Symitar/MeridianLink integrations, daily banking operations automation (Zelle, Shared Branching, ProofPC, OAO Docs, Wycom), member retention analytics, and core schema documentation. MS in Data Science (Lewis University, 2025), BS in Computer Science (Lewis University, 2023).

I don't build generic applications. The focus is credit union operational realities — the legacy systems, schema quirks, and cross-platform integrations a generalist software firm has never seen.

You work directly with me — the engineer building the solution. No project manager passing requirements to juniors.

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3 hours → 20 sec

Loan rate update automation

15-Point

Member retention gap (loan vs. deposit-only members)

145+

Symitar core tables documented

99.8%

ETL pipeline accuracy

Core Capabilities

Custom PowerOn — Fixed Fee

Small specfile fixes and custom PowerOn development on a fixed-fee, fixed-timeline basis. Ideal for one-off audit findings, compliance updates, or workflow gaps that don't justify a full engagement.

From $2,500. Typical 1–2 week turnaround.

Symitar Consulting

Custom PowerOn development, CI/CD pipeline implementation for specfiles via Azure DevOps, and SymXchange API integrations to modernize legacy core banking workflows.

Credit Union Data Engineering

Design and deployment of secure ETL pipelines (Python → SQL Server), Power BI dashboards, member segmentation, and Kaplan-Meier retention analytics mapped to your core data.

Process Automation

Migration from legacy auto-clickers (AutoIt) to robust REST APIs, Synergy document automation, rate governance system overhauls (Symitar + MeridianLink), and cross-system integration.

Proven Results

Rate Governance Automation

Challenge: A credit union relied on a manual 3-hour process to govern rates across Symitar and MeridianLink.

Solution: Built a production Python system integrating both platforms with validation rules and full audit logging.

Result: Processing time reduced to under 20 seconds. Manual errors eliminated. Full audit trail for examiner review.

Member Retention Survival Analysis

Challenge: Leadership had no data-driven visibility into member churn patterns post-onboarding.

Solution: Implemented Kaplan-Meier survival curves and segmentation modeling against Symitar core data.

Result: Discovered a 15-point first-year retention gap between loan holders and non-loan holders — driving targeted engagement programs.

PowerOn CI/CD Pipeline

Challenge: Specfiles managed via manual copy-paste with no version history or review process.

Solution: Engineered a CI/CD pipeline using Azure DevOps with Git-based version control and pull request workflows.

Result: Full change history for every specfile. Code review before deployment. Rollback capability. Integrated with PowerOn Pipelines extension.

Engagement Model

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Serving credit unions nationwide.

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